Lifeline Floater
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Lifeline is a holistic indemnity plan from Royal Sundaram that covers the health insurance needs of you and your family.


  • 100% Reload of Sum Insured at no extra Cost.
  • Maternity cover for up to 2 deliveries.
  • Tax rebate available as per provision of Income Tax Rules under section 80-D.
  • There is no restriction on maximum entry age.
  • Life long policy renewal is available.
  • Emergency Domestic Evacuation Benefit (Bed To Bed on Advise of Treating Doctor) upto Rs.3 Lacs.
  • International Treatment abroad for specified 11 critical illnesses.
  • All Day Care Procedures are covered.
Title Description
Room Rent Limit Covered
ICU Daily Rent Limit Covered
Pre-Hospitalization Expenses 30/60 Days
Post Hospitalization Expenses 60/90/180 Days
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage All day care procedures covered
Automatic Restoration of Sum Insured Yes
Pre-Existing Disease / Illness coverage Eliteafter 24 months, Supreme after 36 months, Classic after 48 Months
Waiting Period for New Policy 30 days
Co-Payment Risk loading of Max 30% for specific conditions.
Medical Screening Required above the age of 18 years
Free Health Checkup Once in 2 yrs
Ambulance Expenses Upto Rs.3000/5000/10,000
Non-Allopathic Treatments Covered
New Born Baby Cover Covered
Daily Hospitalization Allowance Rs.1000/2000 per day, max.upto Rs.5000
Donor Expenses Covered upto SI
No Claim Bonus Classic – 10% to Supreme & Elite – 20%of SI, max. of 100%.