Individual Health
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The Policy provides cover on an Individual Sum Insured basis for an individual.


  • Sum insured on Rs 2 Lakhs, Rs 3 Lakhs, Rs 5 Lakhs, Rs 8 Lakhs, Rs 10 Lakhs, Rs 15 Lakhs, Rs 20 Lakhs
  • One Year. Renewable annually.
Title Description
Room Rent Limit 1% of the Sum Insured per day.
ICU Daily Rent Limit 2% of the Sum Insured per day.
Pre-Hospitalization Expenses 30 days
Post Hospitalization Expenses 60 days
Minimum Hospitalization Period 24 hours
Day Care Procedure Coverage 140 day care produres covered
Pre-Existing Disease / Illness coverage Platinum:Pre-existing disease exclusion does not apply.
Waiting Period for New Policy 30 days
Free Health Checkup Once at the end of block of 3 Years. Max 1% of average Sum Insured
Ambulance Expenses on Payment of Addition Rs 100, Ambulance cover of Rs 2500/year
Non-Allopathic Treatments Covered
Daily Hospitalization Allowance Rs 250/day, Max 2500/Year and Rs 500/day max Rs 5000/year on payment additional premium of Rs 150 and Rs 300 respectively