Individual Health Insurance
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A health insurance cover to protect you in case of any financial crisis arising from an unexpected medical emergency.


  • Hospitalisation Upto sum insured.
  • Optional cover such as Hospital Daily Cash and Convalescence Benefit.
  • Upto 150 Day Care Procedures are covered.
  • Pre existing diseases Covered after a waiting period of 4 years.
Title Description
Room Rent Limit No Limit
ICU Daily Rent Limit No Limit
Pre-Hospitalization Expenses 30 days
Post Hospitalization Expenses 60 days
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage 150 procedures covered
Pre-Existing Disease / Illness coverage After 48 months
Waiting Period for New Policy 30 days
Medical Screening Above age 45 years
Free Health Checkup Yes
Ambulance Expenses Up to 1500 per hospitalisation
Non-Allopathic Treatments Not covered
Daily Hospitalization Allowance Optional
No Claim Bonus Up to 10% per claim free year, Max 50%